Roth IRAs
A while ago on some other blogs the topic of investments and ROTH IRAs came up. Clearly I'm too lazy to go back and search for the relevant discussion, but there was some general agreement that it's good to invest in a ROTH to the full amount. There was a small amount of debate over dollar cost averaging into the account, or just dumping in $3000 at the beginning of the year (assuming you have the luxury of donig that). Today I spotted this article on CNN Money today which offers some further insight. Basically, we were all right, just for different reasons. Apparently, we're some smart people.
"I am so smart. S-M-R-T, I mean S-M-A-R-T!" --Homer Simpson